Q1 2025 MARKET COMMENTARY
Q1 2025 Market Commentary
The first quarter of 2025 saw the Trump White House start to exercise its agenda of promising to rework global trading relationships, lower interest rates and cut government spending. While we agree that all three of these goals can be positive, the execution of this agenda is incredibly important. Writing this letter one week into Q2 (Delayed purposely to be able to comment on tariffs) we Read More...
Q4 2024 MARKET COMMENTARY
Q4 2024 Market Commentary
The fourth quarter of 2024 saw the US election come and go with Donald Trump winning a second and non-consecutive term as President. In addition, we saw Congress swing to a small lead for Republicans in the Senate and the House of Representatives. All of it Read More...Q3 2024 MARKET COMMENTARY
Q3 2024 Market Commentary
The third quarter of 2024 presented a few spastic moments with the largest sell-off ever in Japan’s Nikkei in the first day of August and a few days of elevated volatility in the first few days of September. Despite While the Read More...Q2 2024 MARKET COMMENTARY
Q2 2024 Market Commentary
Judging by the excitement of investors through the first 2 quarters of this year, 2024 has thus far proved to be a much better year than most Wall Street Strategists had expected. The S&P 500 for example has already met or exceeded their targets for the year and we still have 6 months to go. While the Read More...Q1 2024 MARKET COMMENTARY
Q1 2024 Market Commentary
While we always feel like Q1 of any year moves quickly, this first quarter really seemed to fly by. Moving into 2024, we expected that some of the trends that persisted in 2023 would continue into the New Year – Technology stocks outperforming, Interest Rates remaining elevated, the US Market in general continuing to outperform foreign markets. However, we also Read More...Q4 2023 MARKET COMMENTARY
Q4 2023 Market Commentary
2023, may go down as one of the most surprising years in recent memory. As a firm we expected the deterioration in earnings that we witnessed in 2022 to continue into 2023, especially with the Fed intent on slowing the economy to bring the rate of i Read More...Q3 2023 MARKET COMMENTARY
Q3 2023 Market Commentary
Q3 started off in positive fashion with US Stock Indices making relative progress while interest rates remained stable. However, during the month of July, we saw the 10 yr. US Treasury fall to around 3.7% before zooming to Read More...Financial Planning – MISTAKES THAT CAN REDUCE YOUR FINANCIAL AID AWARD
Financial Planning - MISTAKES THAT CAN REDUCE YOUR FINANCIAL AID AWARD
Now when I say on-time, I mean early, and when I say early, I mean as soon as possible! The FAFSA becomes available for the Fall 2022 school year October 1st, 2021. Many schools and states award financial aid on a first-come, first-served basis and for those who put off completing the Read More...Financial Planning – Loan Tips For Incoming College Students
Financial Planning - Loan Tips For Incoming College Students
College decision day is here! Over the last week graduating seniors had to weigh in on their decisions to which college they would be attending in the fall and provide that school with their intent to enroll (on May 1st). What an exciting moment for students, especially with the roller coaster of learning/social challenges most have faced over their senior year, due to the pandemic. Read More...
Financial Planning – How to create a baseline budget for your child’s 4-year college degree
4-year college degree
Picking a college to educate your child is a lot like buying a home. You spend time researching different schools, programs within those schools, costs to attend, and so on. The biggest difference between the two however, are the steps most parents skip when determining what school they can actually afford. When you’re shopping for a home, the process forces you to think about your personal finances in-depth. Read More...- 1
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